Attention homeowners in Finleyville and Washington County: Get an Appraisal today!

The top seven reasons PA homeowners use M-Cubed Appraisal Services, LLC:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a PA divorce, when property needs to be divided
  7. Settle an estate in PA by determining the true market value of real estate in question

Own a house in or near Finleyville, PA and need help determining the value of it?
Contact M-Cubed Appraisal Services, LLC.

At M-Cubed Appraisal Services, LLC, we understand the individual needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular person not in the real estate industry that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you get rid of undesirable PMI insurance.

Challenging property tax assessments

If you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an expert appraisal from M-Cubed Appraisal Services, LLC is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be inconvenient from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. M-Cubed Appraisal Services, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? M-Cubed Appraisal Services, LLC can help with that too. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.